Your crypto, no middleman
A simple wallet to store, send and receive, with the peace of mind that the key is yours and nobody else's.
How it worksNew Waitlist open for the beta test Your keys.
Your keys.
Your coins.
Kripto Pay is a crypto wallet where only you control the money. Store, send and receive stablecoins like USDT and USDC, and, if you run a business, get paid in crypto straight to your wallet.
- Non-custodial: nobody but you can move your balance
- Private key only on your phone
- Open source and audited before launch
Main wallet ▾
Estimated balance$1,240.00
↑Send↓Receive＋Wallets
- UUSDTTether · Polygon$820.00
- UUSDCUSD Coin · Ethereum$310.00
- EETHEther · Ethereum$96.40
- PPOLPolygon$13.60
Received 50 USDTconfirmed on the network
Built for the networks and coins you already use
- Ethereum
- Polygon
- BNB Chain
- USDT
- USDC
- BIP39 standard
Get paid in crypto, straight to your wallet
Payment requests by QR code and payment link, and later a gateway with an API for your online store.
See how it will workHow it works
Three steps and the wallet is yours
- 1
Create your wallet
The app generates a 12-word recovery phrase on your phone. You write it down and keep it safe: it is your wallet.
- 2
Receive and send
Show your address or QR code to receive. To send, you see the network fee before you confirm.
- 3
Organize into wallets
Create a second wallet to keep everyday spending apart from savings, or personal money apart from business.
Features
What Kripto Pay will do
The first version is lean on purpose: the essentials, done well and safely.
Only you hold the key
The private key is created and stored on your device, protected by biometrics or a PIN. Not even Kripto Pay can access it.
Stablecoins first
USDT and USDC track the dollar: good for paying and getting paid without the price roller coaster of other cryptocurrencies.
Many networks, one wallet
We start with Ethereum, Polygon and BNB Chain, which are compatible with each other. Bitcoin and Solana come next.
Clear fee before sending
You see what the network will charge before you confirm, and you get a warning if you pick a network different from the recipient's.
Multiple wallets
Create or import as many wallets as you want and switch between them in one tap, like a pocket wallet with dividers.
Plain language
Texts, warnings and support written for people, with explanations without jargon, in English, Portuguese and Spanish.
Self-custody
What happens if Kripto Pay disappears tomorrow?
Nothing happens to your money. Your coins are on the network, not with us. With your 12 words you can recover the wallet in any other app that follows the same standard (BIP39), like the main wallets on the market do.
The flip side: if you lose both the words and the phone, nobody can recover them for you. That's why the app checks that you wrote everything down before unlocking the wallet.
How we protect you- We will never ask for your 12 words.
- We will never ask for your private key.
- We will never promise returns.
- We will never hold your balance.
The road ahead
From wallet to payment gateway
- Phase 1In development
Wallet
- Create and import a wallet (12 words)
- Multiple wallets in one app
- Send and receive USDT, USDC, ETH, POL and BNB
- Biometrics and PIN
- Security audit before launch
- Phase 2Next step
Payments for businesses
- QR code payment requests at the counter
- Payment links to send by chat
- Notification when the payment confirms
- Payments report
- Phase 3Future
Payment gateway
- API and webhooks for online stores
- Plugins for e-commerce platforms
- Conversion to local currency with an authorized partner
- Coin swaps
Learn by playing
Can you spot a crypto scam?
Quick games, no sign-up and no real money, to train your eye before someone tries it on you.
Waitlist
Be among the first to use it
People on the list get the invitation to the beta test and launch news. No spam: only important Kripto Pay updates.
Questions
Frequently asked questions
Is Kripto Pay already working?
Not yet. We're building the wallet. Join the waitlist to hear about the beta test and the launch.
What is a self-custody wallet?
It's a wallet where only you hold the key that moves the money. Unlike an exchange, which holds the coins for you, here nobody can block, move or lose your balance, but you're responsible for keeping your recovery phrase.
Will it cost anything?
The wallet will be free to download and use. Networks charge a fee for each transaction, which you'll see before confirming. Business terms will be announced before launch.
Which coins and networks?
We start with USDT, USDC and the coins of the Ethereum, Polygon and BNB Chain networks. Bitcoin and Solana are next.
Can I buy crypto with my bank account?
Not in the first version. Buying and converting to local currency, when they come, will be done through an authorized partner.
Do you ask for documents?
Not to use the wallet: it's yours, created on your phone. Future services involving local currency may require identification by the partner, as the law requires.